Despite what you may have heard or read. I'm going to share some helpful tips for you. Contray to what someone may have told you etc.. It is NOT a good idea to get everything in BOTH of your names. Certain accounts like a home yes.. But you must be very careful when planning you finances as a married couple.

Our colleges do not teach us this information. You only find out by making the mistakes after the fact. My mission is to educate you about credit and how it can impact your life. Especially, when it comes to having GOOD CREDIT. If you are young and have not been impacted.. you may want to avoid the following mistakes.. If you have made them. there are ways to attack them and correct them..If you cannot get approved for that house or car, you may want to join my fan club. Also, get the book INNOCENT VICTIMS online at Barnes and Nobles. You can ask me questions and I will help you get on the RIGHT track through my fan club www.creditadviseforyou.ning.com

There are so many tips to avoid and I do not what to overwhelm you with credit Jargon. However, just know that your degree does you no good if you are not prepared for LIFE. You can get a good job and struggle day to day-pay check to paycheck.. even with a college degree.

What do you Avoid?
Avoid creating DEBT together. Do not put everything in your NAME together. This is one of the biggest mistakes couple make. To be honest, I did it at age 18..

The other costly effect of getting everything together is that you could both suffer if the marriage does not work. You both will end up with bad credit, especially if both of you decide not to pay any of your accounts that you got together(while being married).

Make sure you know what your husband/wife may add you too aswell. Know the pros and cons and get in the game of life.. You can survive the game if you know the FACTS.

Author of Innocent Victims-A must read for ALL Americans

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