Financial Empowerment for the Believer

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Financial Empowerment for the Believer

Provides resourcesful information on Credit Repair, Money Management, Profitable Investing, coming out of Debt, Also Provides: Mortgage Consulting and Servicing, Bible Principles of seedtime & harvest, sowing & Reaping

Members: 46
Latest Activity: Oct 4, 2014

Discussion Forum

Daily payout to fund your business or ministry.

Started by Virtuous Victory Jul 15, 2011. 0 Replies

Credit Cheat Sheet

Started by Hardest Working Woman in Credit Dec 7, 2010. 0 Replies

A must read (the dangers of secured credit cards)

Started by Hardest Working Woman in Credit May 21, 2009. 0 Replies

Comment Wall

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Comment by Kishi Franklin on June 8, 2009 at 1:27pm
Good morning Everyone.
Sometimes we are boxed into a situation and are undecided on which direction to take. But as we ponder our next move we must take the limits off of God and ourselves.Thinking outside the box, requires careful consideration and planning. Be careful to weigh all necessary options in order to make an informed decision you will not regret in the long run. It is easy to make a bad decision when all odds are piling up against you. Be careful to know that what God has for you is for you and no one can take it from you. Therefore, you can be careful to take your time as you search God's face about all that concerns you. No matter what you are going through or stressing about your change will come in due season. Whether it be a child, spouse, home, friendships, ministry, etc., it will come to past. The bible tells us that every word that proceeds out of the mouth of God will be established and it will not return to God void. Know that His Word is already established in Heaven.
IN HIS HOLY PRESENCE!!!

Apostle Kishi Franklin
Comment by Hardest Working Woman in Credit on May 21, 2009 at 10:21pm
The dangers of a secured credit card

A secured credit card is used only for the purpose of rebuilding your credit. Most banks will charge you a start up fee for the card. This fee can range from $20.00 to $200.00.

The consumer is paying to have a credit card that will charge them interest on their own money. A secured card reports to your credit card just like a real credit card. In some cases it will show secured, but not often. This depends on the company that you get the card from.

My question to many consumer is why would you want to pay interest on your own money? This makes no sense at all. Also, why would you use a card that will lower your credit score when you use it? Most secured credit cards have a minimum deposit of $200.00 or $300.00 deposit. So, when you use more than half of the limit, your score will go down.


More dangers to beware of below:

The company will charge you a high interest rate.
The company will charge you a set up fee, just for the card.
The company will charge you a late fee on your own money if you don’t make the payment on time.
The company will report you late on your own money when you miss a payment on your money.

The only way a secured card will benefit you is when you do not use the card. Let the card work to your advantage. Let the bank pay you money on the secured card, so you gain money. If you are trying to REBUILD your credit this is an excellent way to rebuild your score and make money.

However, you want to use the card to your advantage and the intended purpose. My advice would be to use a secured card like a saving account. Dump any money on the card that you want to save for about a year or longer, just enough for you to rebuild your credit.

Next, pull all your money off the card and close the account (all at once). Remember, the key to credit is playing the credit game. If you do not know the rules, you will loose.

The real question with secured cards is “how much do you want to loose”? One year two years, three years, or forever. Remember, you will pay a yearly fee for that card. If your are paying $59.00 a year, that will cost you around $295.00 for five years.

Last, make sure you get a secured card that has a good interest rate, so you earn more money. Also, one that has a maximum high limit. For example, you can put up to $5,000.00 on some secure credit cards. Most cards have a set limit on how much you can put on the card. So get one that you will benefit from. More blogs like this at www.creditadviseforyou.com

Don’t miss out on important information, don’t ignore the signs, and come get blessed with free knowledge. .Outspoken Reality
Comment by Debbie Wareham on March 14, 2009 at 10:07pm
I was invited to a Jamaican church to hear Anthony Stroman speak.He conducts seminars with faith-based and community organizations, corporations, small businesses and non profits. He has appeared throughout the country on radio and television shows, whose focus is helping people free themselves from the shackles of debt and credit mismanagement.After hearing him speak , I wanted to help this man & his mission.
"We desperately need financial self-defense to protect our communities and businesses. Remember, "Financial mastery equals peace of mind in our households." What I was introduced to was an organization that is helping me change peoples lives for the better.
The fact that I was sitting home this afternoon with no direction on how to introduce this opportunity to anyone, and then Tassel Daley invited me to join Proverbs 31 gave me the reassurance I needed to keep me on my path. The Holy Spirit guided me again. Amen!! I'm excited
Please feel free to take a look http://www.serviceatfdi.com
debdeb24@gmail.com with any questions. Blessings To All God Bless
Comment by TEDDY A JONES on January 9, 2009 at 3:40pm
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Comment by kaddeesh on December 25, 2008 at 4:50pm

My Voice Blog - Kaddeesh's Kingdom Principles.


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For More Voice Blog Entries Visit: www.KingdomLearning.com


Comment by kaddeesh on November 27, 2008 at 11:34pm

Understanding the 3 Levels of Salvation: Spirit, Soul & Body!

By Everest John Alexander
Click Here For More Info...
Comment by kaddeesh on November 27, 2008 at 1:06pm

Comment by Apostle Jeffrey S. Jackson on November 6, 2008 at 5:48pm
Glad to be apart..
Comment by De Boone on November 3, 2008 at 12:30pm
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