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Rev. Philbert Whynn
- 58, Male
- St. Ann's Bay, St. Ann
- Jamaica
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- City You Live In: (Add closest Major City in Parentheses)
- St. Ann's Bay
- State You Live In:
- SELECT ONE
- Church Status:
- Assistant Pastor
- Church Name:
- United Lifeline Deliverance church of God
- College Attended (optional):
- Christ for the Nations
- About Me: (Ministry Info, Hobbies, Fav. Music etc.)
- An Asst. Pastor and a Travelling Evangelist who preach God's word with a passion for lost souls, I love the Lord with all my heart, not perfect, still under construction God is still working on me. GIVE HIM PRAISE
- Favorite Preachers:
- Bishop T. D. Jakes, and Bishop Noel Jones and also my own Pastor Rev. M.Jarrett
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After you ck it out, please e-mail me bk at ptriplec@aol.com with your thoughts and or comments. Be Blessed
The dangers of a secured credit card
A secured credit card is used only for the purpose of rebuilding your credit. Most banks will charge you a start up fee for the card. This fee can range from $20.00 to $200.00.
The consumer is paying to have a credit card that will charge them interest on their own money. A secured card reports to your credit card just like a real credit card. In some cases it will show secured, but not often. This depends on the company that you get the card from.
My question to many consumer is why would you want to pay interest on your own money? This makes no sense at all. Also, why would you use a card that will lower your credit score when you use it? Most secured credit cards have a minimum deposit of $200.00 or $300.00 deposit. So, when you use more than half of the limit, your score will go down.
More dangers to beware of below:
The company will charge you a high interest rate.
The company will charge you a set up fee, just for the card.
The company will charge you a late fee on your own money if you don’t make the payment on time.
The company will report you late on your own money when you miss a payment on your money.
The only way a secured card will benefit you is when you do not use the card. Let the card work to your advantage. Let the bank pay you money on the secured card, so you gain money. If you are trying to REBUILD your credit this is an excellent way to rebuild your score and make money.
However, you want to use the card to your advantage and the intended purpose. My advice would be to use a secured card like a saving account. Dump any money on the card that you want to save for about a year or longer, just enough for you to rebuild your credit.
Next, pull all your money off the card and close the account (all at once). Remember, the key to credit is playing the credit game. If you do not know the rules, you will loose.
The real question with secured cards is “how much do you want to loose”? One year two years, three years, or forever. Remember, you will pay a yearly fee for that card. If your are paying $59.00 a year, that will cost you around $295.00 for five years.
Last, make sure you get a secured card that has a good interest rate, so you earn more money. Also, one that has a maximum high limit. For example, you can put up to $5,000.00 on some secure credit cards. Most cards have a set limit on how much you can put on the card. So get one that you will benefit from. More blogs like this at www.creditadviseforyou.com
Don’t miss out on important information, don’t ignore the signs, and come get blessed with free knowledge. .Outspoken Reality
Happy reading about you here.God bless you for the good work doing for Him in this end time.
Desire to know more of you for kingdom building.Be free to relate with me for am your brother in Him.
Dr.Gabriel Segun Ogunjobi
www.ourchurch.com/member/n/nehemiah-work
+2348033574788
TELEPHONE& FAX 044-25281985
Pastor B.Stephen Devakumar. Founder President
Postal Address:P.B. No.7432, Chennai-600 079. S.India. =============================================================== ,
Dear Respected Pastor
Greetings in the precious Name of Jesus!
I would like to introduce myself that I am the Founder and President of the above Association which is registered with the Government of India.
We minister to the poor and needy by means of the Gospel and social services. At present, we have 50 churchess all over the state of Tamil Nadu and Kerala State. We built our own church buildings and parsonages for the pastors and their families.
We support 50 pastors and their families each month.
Beside this, we also run two children homes for the destitute children. We give free boarding and housing for 100 children. We are also engaged in a literature ministry. So far, we have published more than 52 books-such as an exposition for Psalms, Joshua, Ruth and Six volumes of sermon outlines for pastors, stories for children in our regional language More than 7 million people have benefited by reading our books. We also released Six volumes of Christian music on audio cassette. Recently, we have started a free lending library with more than 3000 books and audio and video tapes for the benefit of Christian believers-irrespective of denominations.
I have seen how Western believers are rich with an abundance of reading and teaching materials. My people are hungry for more teaching and edifying material to help them grow in the knowledge of The Lord.
Therefore, I am requesting that you send your old, and new books and tapes for our library. If sent by "surface mail", it will cost very little, and the value to our brothers and sisters in christ in India would be priceless! How grateful the Believers would be!
I became acquainted with your esteemed ministry through various sources such as internet and magazines.
Therefore, I also extend Welcome to visit our Churches and our cities to conduct Gospel meetings and Pastor's seminars for our people... I will arrange the meetings and seminars
around your Schedule.
I CAME TO KNOW ABOUT YOU THROUGH CHRISTIAN FRIENDS IN YOUR COUNTRY.
Yours in His Services
B. STEPHEN DEVAKUMAR
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From Darkness to Light (my personal testemony)
I was born in an orthodox Hindu Family. I was brought up in an atmosphere of much piety. As a result I took pains to learn a good number of the Hindu Ethics. I was growing up in the fear of Hindu Gods. My sins also abounded in proportion to my piety. Sin prevailed upon me. In this way I completed my seventeenth year. If anybody chose to argue with me about Christ I gave them strong answers and dismiss them quite easily by hushing them into silence. One day a close friend of mine began to talk to me about the love of God. But I argued with him and boldly refused his claim that Jesus Christ alone is the real living God. I gave my assent to the fact that there is only one God but gave emphatic "No" to his claim about Jesus Christ. In this way, I whield away a few more months. The Lord began to speak to me in manyways. I was indifferent to it. He spoke to me through proverbs 28:13. But I turned a deaf ear to the divine talk too and was continuing to waste my life. Many time the Lord made this gracious intervention in my life. Finally the Lord unmistakably spoke to me by getting me involved a dreadful bus accident. At this stage I accepted Jesus Christ as my personal Saviour. I commited my whole life into His blessed hands of protection and confessed all my sins sincerely. The Lord pardoned all my sins, and I was quite convinced to His matchless Grace. From that day, He has enabled me toenjoy heavenly joy and peace of mind which the world can never give me nor can take away. He also gave me triumph over sin. He delivered me from all the sins to whichI have been miserrably subjected till then. Then the Lord spoke to me through Acts.22:16 and in obedience to His voice, I took water Baptism on 30th August 1970, afterwards, I encounted much oppositions in my own Home. The whole of my house, my own kith and kin began totear and set fire to my Bible. They put me to countless sufferinggs and hardships and did their best to win me back to my former Hindu faith. But the Lord Jesus confirmed His word in accordance with Isa 54:17. In this way the gracious Lord is keeping me in His precious way be actually bearing me up against innumerable difficulties. The burden of taking this precious Salvation is still in my heart and I am praying that God would strengthen me physically as well as spiritually to carry His word to the hundreds and --thousands of young souls like me who perish in darkness not seeing the precious light of Salvation. At present we are having more than 50 Churches in Tamil Nadu and in Kerala State. We have sent more than 700 Orphan children trained in our Children's home. We minister to the poor and needy by means of the Gospel and Social Services. At present we have 50 churches all over the State of Tamil nadu. We build our own church buildings and parsonages for the pastors and their families. We support 40 pastors and their family each month. Beside this, we also run two children's home for destitute children, we are free boarding the housing for 100 children. We also run three English schools for the public for a moderate fee. Through these schools, we introduce the Living Christ to the children... We are also engaged in a literature ministry, so far, we have published more than 25 books such as an exposition for Psalms, Joshua and Ruth and five volumes of sermon outlines for Pastors, stories for children, etc., in our regional languages. More than 7 million people have benefited by reading our books. We also released five volumes of Christian Music on audio cassettes. Recently, we have started a free lending library, with more than 2000 books and audio and video tapes for the benefit of Christian Believers - irrespective of denominations. India has a ripened harvest field. The last few years, the spiritual climate has changed dramatically. People are open to the Gospel as never before. The hour of God's visitation land. India is searching for a Guiding star, looking for a sure foundation, crying out for a Saviour - it is time to take action.
Therefore, please take time to consider it and put it before The Lord. "THIS IS A CITY THAT NEEDS JESUS."
As I close may Jesus keep you and guide you in whatever way for you to become a part of OPEN DOOR MINISTRIES.
With love and prayers.
Covet the prayers of one and all on my behalf.
B. stephen Devakumar
Founder & President.
===============================================================
YOU CAN CONTACT PASTOR RICHARD (MANCHESTER) 97590764077 ABOUT ME AND MY MINISTRY
YOU CAN CONTACT TRHOUGH stephenopendoor@hotmail.comLEB
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