Robert A. Angel's Comments

Thank You For your prays Man of God

Here's my latest blog. Stay educated with the credit game.

The dangers of a secured credit card

A secured credit card is used only for the purpose of rebuilding your credit. Most banks will charge you a start up fee for the card. This fee can range from $20.00 to $200.00.

The consumer is paying to have a credit card that will charge them interest on their own money. A secured card reports to your credit card just like a real credit card. In some cases it will show secured, but not often. This depends on the company that you get the card from.

My question to many consumer is why would you want to pay interest on your own money? This makes no sense at all. Also, why would you use a card that will lower your credit score when you use it? Most secured credit cards have a minimum deposit of $200.00 or $300.00 deposit. So, when you use more than half of the limit, your score will go down.


More dangers to beware of below:

The company will charge you a high interest rate.
The company will charge you a set up fee, just for the card.
The company will charge you a late fee on your own money if you don’t make the payment on time.
The company will report you late on your own money when you miss a payment on your money.

The only way a secured card will benefit you is when you do not use the card. Let the card work to your advantage. Let the bank pay you money on the secured card, so you gain money. If you are trying to REBUILD your credit this is an excellent way to rebuild your score and make money.

However, you want to use the card to your advantage and the intended purpose. My advice would be to use a secured card like a saving account. Dump any money on the card that you want to save for about a year or longer, just enough for you to rebuild your credit.

Next, pull all your money off the card and close the account (all at once). Remember, the key to credit is playing the credit game. If you do not know the rules, you will loose.

The real question with secured cards is “how much do you want to loose”? One year two years, three years, or forever. Remember, you will pay a yearly fee for that card. If your are paying $59.00 a year, that will cost you around $295.00 for five years.

Last, make sure you get a secured card that has a good interest rate, so you earn more money. Also, one that has a maximum high limit. For example, you can put up to $5,000.00 on some secure credit cards. Most cards have a set limit on how much you can put on the card. So get one that you will benefit from. More blogs like this at www.creditadviseforyou.com


Don’t miss out on important information, don’t ignore the signs, and come get blessed with free knowledge. .Outspoken Reality

Bless you Man of God and thanks for the friend request, may God bless you, may you continue to be blessed with the overflow of God"s blessings and his anoiting.

Thanks for the invte - - God bless you

praise you man of god, yes, i have lots of tapes, dvd, and audio, i have one of my audio sermons is on this site, and yes we will love to have you come, right now we are building hunting, and i'm helping my daughter with her new daughter, amen, and she got a duplicate of herself, lol.., but yes, we can exchange numbers as well, you have a bless and properous day, week, month, and years to come, god bless you

Thanks for the Comment, Pastor Angel. I just went to your church's web site and was equally impressed with the work that you all are doing there. I like that you seem to have such an interest in the youth but at the same time, have a healthy balance for the adults in your ministry. Everyone has his / her place to fit in. That's great!

I would like to contact someone from your church (maybe yourself or someone from The Performing Arts Ministry) to discuss bringing one of CJ PRODUCTIONS plays to your church. Some of the titles of our plays include, "CHILE,...YOU BETTA PRAISE HIM!!", "INDIGO BLUES", "THE CHURCH NEEDS JESUS", "TELL THE TRUTH AND SHAME THE DEVIL" and more... Please pray about the possibility of our ministries fellowshipping together in the future.

Our email is CJProductionsCAN@yahoo.com or CJProductionsCAN@aol.com

God's greatest blessings upon you and your family,

~Pastor Cheryl~

Thank you for our Kingdom connection.

Please tell me more about your ministry.
What ever we can do to enlarge yours boarders in Kingdom building, please let me know.
We are prayinf for youre destiny.

Adveniat Regnum Tuum--Thy Kingdom Come

Your brother in Delaware.

Bless the Lord and thanks for the friend invite. I will check out your web site in a few moments... Keep on doing the work of the Lord!!

Blessings & Peace,
~Pastor Cheryl~

Just dropping in to say hello. I pray all is well with you. God bless you and may his anointing be upon your conference.

Evangelist Williams

Pastor Angel, It's just favor on your life. Please keep Shane Rowe Ministries, Inc., in your prayers and we will do the same for you. Love you man and keep walking in your favor! Peace my Brother!

God bless and thanks for the add.

God bless you Pastor Angel.

Pastor Angel, thank you for the encouraging words. We would be honored to fellowship. I visited your site and enjoyed the visit. I pray God continues to use you to impact young bruthas to His glory. Let's keep in touch. Be encouraged!

I am well my brother... thank you for asking. Have a wonderful week in the Lord!

God Bless you Pastor and keep on giving the devil a fit!
We are praying for you in VA.

Pastor Angel, it’s definitely a joy to have you part of the BPN. I look forward to viewing your sermons once you put them out. In addition, I would love to have you come out and share the word of God in Texas and yes, it can get hot in the summer time. May God continue to bless you with all that you do.

Pastor Angel, Thank you for the invite. Yes we must do something real soon. Next weekend I'll be in the Dells w/my family. So I'll try to forward you another date soon! Man of God be bless!

Man of God it would be my pleasure to connect and build fellowship...that has been my prayer from day one in birthing this ministry that God would allow me to connect with KINGDOM MINDED people...lets make this happen

Yes Sir I sure will.....let's keep in touch..i see Bishop Duckworth in one of your pictures I know him I assisted in his Consecration.