Vincient
  • 37, Male
  • Medford, MA
  • United States
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Vincient's Friends

  • Tamika Phai Mills
  • Pastor Hazel Mickle
  • Michael Bethune
  • VELMA HAMILTON
  • Margaret Jackson (Psalmist)
  • Evangelist Temika Lyons
  • ElderJeffery Jones
  • DAVID SERVING JESUS

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Profile Information

City You Live In: (Add closest Major City in Parentheses)
Medford
State You Live In:
MASSACHUSETTS MA
Church Status:
Member
Church Name:
Jubilee Christian Church, International
College Attended (optional):
Tufts University
About Me: (Ministry Info, Hobbies, Fav. Music etc.)
Leader of the Agreement Prayer Team Ministry;
Writer, artist, youth advocate
Favorite Preachers:
Bishop G.A. Thompson, Pastor Joseph Ardayfio, Pastor Mark Driscoll, Terry McFadden, Rev. Virgina Ward, Ed Young

Comment Wall (5 comments)

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At 2:46pm on February 3, 2010, Pastor Hazel Mickle said…
Hey my brother
At 2:22am on July 27, 2009, John Peavy said…
Praise the Lord Click here or go to www.onlinetvministry.org to see how churches, artists, ministries, and businesses around the world are effectively marketing and promoting their ministries, products, services, books, and events to a worldwide audience. Share your message in an effective way that will bring you results. This is the same tool that both small and large businesses are using to attract new customers, maintain the current ones, and their profits are skyrocketing. Churches and ministries are reaching the lost, expanding globally, and attracting new converts to their ministry. If you or the church or ministry you belong to needs additional finances outside the four walls of the church this tool will help you. This powerful marketing tool has helped me and many ministries and businesses to grow consistently. Have a blessed day!
At 9:19pm on May 21, 2009, Hardest Working Woman in Credit said…
Here's my latest blog. Stay educated with the credit game.

The dangers of a secured credit card

A secured credit card is used only for the purpose of rebuilding your credit. Most banks will charge you a start up fee for the card. This fee can range from $20.00 to $200.00.

The consumer is paying to have a credit card that will charge them interest on their own money. A secured card reports to your credit card just like a real credit card. In some cases it will show secured, but not often. This depends on the company that you get the card from.

My question to many consumer is why would you want to pay interest on your own money? This makes no sense at all. Also, why would you use a card that will lower your credit score when you use it? Most secured credit cards have a minimum deposit of $200.00 or $300.00 deposit. So, when you use more than half of the limit, your score will go down.


More dangers to beware of below:

The company will charge you a high interest rate.
The company will charge you a set up fee, just for the card.
The company will charge you a late fee on your own money if you don’t make the payment on time.
The company will report you late on your own money when you miss a payment on your money.

The only way a secured card will benefit you is when you do not use the card. Let the card work to your advantage. Let the bank pay you money on the secured card, so you gain money. If you are trying to REBUILD your credit this is an excellent way to rebuild your score and make money.

However, you want to use the card to your advantage and the intended purpose. My advice would be to use a secured card like a saving account. Dump any money on the card that you want to save for about a year or longer, just enough for you to rebuild your credit.

Next, pull all your money off the card and close the account (all at once). Remember, the key to credit is playing the credit game. If you do not know the rules, you will loose.

The real question with secured cards is “how much do you want to loose”? One year two years, three years, or forever. Remember, you will pay a yearly fee for that card. If your are paying $59.00 a year, that will cost you around $295.00 for five years.

Last, make sure you get a secured card that has a good interest rate, so you earn more money. Also, one that has a maximum high limit. For example, you can put up to $5,000.00 on some secure credit cards. Most cards have a set limit on how much you can put on the card. So get one that you will benefit from. More blogs like this at www.creditadviseforyou.com


Don’t miss out on important information, don’t ignore the signs, and come get blessed with free knowledge. .Outspoken Reality
At 6:02pm on May 1, 2009, Tamika Phai Mills said…
Thank you, for being part of my family...Be bless!!!
At 9:37am on May 1, 2009, ElderJeffery Jones said…

God bless you Brother.
 
 
 

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