Hardest Working Woman in Credit's Posts - Black Preaching Network2024-03-29T15:49:55ZHardest Working Woman in Credithttps://abcpreachers.ning.com/profile/ReginaLittleshttps://storage.ning.com/topology/rest/1.0/file/get/61489830?profile=RESIZE_48X48&width=48&height=48&crop=1%3A1https://abcpreachers.ning.com/profiles/blog/feed?user=1xnvxqhmkb9b0&xn_auth=noThe Hardest Working Woman in Credittag:abcpreachers.ning.com,2011-05-05:916966:BlogPost:20379682011-05-05T05:55:00.000ZHardest Working Woman in Credithttps://abcpreachers.ning.com/profile/ReginaLittles
<a href="/567405774/photos/509250#mssrc=SitesPhotos_PP_ViewPhoto"><img src="http://hotlink.myspacecdn.com/images02/150/c7011c4454a04111a679bf8c3f522319/m.jpg" alt="" /></a>
<a href="/567405774/photos/509250#mssrc=SitesPhotos_PP_ViewPhoto"><img src="http://hotlink.myspacecdn.com/images02/150/c7011c4454a04111a679bf8c3f522319/m.jpg" alt="" /></a>Credit Cheat Sheet for 2011tag:abcpreachers.ning.com,2010-12-07:916966:BlogPost:18181772010-12-07T16:07:52.000ZHardest Working Woman in Credithttps://abcpreachers.ning.com/profile/ReginaLittles
I have created a cheat sheet "CHART" of Statue of Limitation for all 50 states. Email me at advocate102@hotmail.com if you would like to review the chart and tips on paying back DEBT. This chart is especially for credit cards and open ended accounts. Title email CHART.<br />
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If you would like to take advantage of our holiday rates on credit coaching, call 321-287-0986. Also, join our Credit Empowerment for Woman Movement.<br />
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Kox is giving back starting 12-10-10. Every month in 2011, we will be…
I have created a cheat sheet "CHART" of Statue of Limitation for all 50 states. Email me at advocate102@hotmail.com if you would like to review the chart and tips on paying back DEBT. This chart is especially for credit cards and open ended accounts. Title email CHART.<br />
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If you would like to take advantage of our holiday rates on credit coaching, call 321-287-0986. Also, join our Credit Empowerment for Woman Movement.<br />
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Kox is giving back starting 12-10-10. Every month in 2011, we will be assisting woman with free services to help them rebuild their credit and start the pathway to becoming DEBT FREE. Call us to find out if you would like to be one of our 10 ladies selected MONTHLY to get FREE CREDIT COACHING and FREE CREDIT SERVICES.<br />
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Be blessed and start the pathway to becoming financially free.<br />
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The Hardest Working Woman in Credit<br />
<a href="http://www.reginalittes.com">www.reginalittes.com</a><br />
Fan Page-<a href="http://www.creditadviseforyou.ning.com">www.creditadviseforyou.ning.com</a><br />
Be sure to get more information about credit traps and Read the book Innocent Victims.Know the different between REAL DEBT and Unlawful Debt.tag:abcpreachers.ning.com,2010-05-13:916966:BlogPost:13189332010-05-13T01:15:27.000ZHardest Working Woman in Credithttps://abcpreachers.ning.com/profile/ReginaLittles
<h3 class="UIIntentionalStory_Message" style="font-weight: normal;"><font size="3">Debt that has been sold is no longer your debt. It now belongs to the company that bought it. They only way they get paid is by ATTEMPTING to collect it. Just review every letter that is sent to you
by a DEBT collector. It states that "this is an ATTEMPT to collect a<br />
debt. <br></br></font></h3>
<h3 class="UIIntentionalStory_Message" style="font-weight: normal;"><font size="3"><span class="UIStory_Message">THIRD PARTY…</span></font></h3>
<h3 style="font-weight: normal;" class="UIIntentionalStory_Message"><font size="3">Debt that has been sold is no longer your debt. It now belongs to the company that bought it. They only way they get paid is by
ATTEMPTING to collect it. Just review every letter that is sent to you<br />
by a DEBT collector. It states that "this is an ATTEMPT to collect a<br />
debt. <br/></font></h3>
<h3 style="font-weight: normal;" class="UIIntentionalStory_Message"><font size="3"><span class="UIStory_Message">THIRD PARTY DEBT IS NOT REAL DEBT. In this country, we do not have enough regulation to protect
consumers. Before<br />
you go filing bankrupt, which I do not suggest you do, decide if you are<br/>
really in DEBT. This image has been created in your mind. <br/></span></font></h3>
<font size="3">For more information on<br />
Debt and Credit information visit my site at <a rel="nofollow" href="http://www.reginalittles.com/">www.reginalittles.com</a><br/><br/>Or you can join the fan club on facebook
(REGINA LITTLES).<br/><br/>Author of
the Trinity Collection-Credit Education for the 21st century.<br/><br/>advocate102@hotmail.com<br/>321-287-0986</font><br/>Regina Littles nominated for National Literacy Awards Showtag:abcpreachers.ning.com,2010-01-16:916966:BlogPost:11832142010-01-16T07:00:24.000ZHardest Working Woman in Credithttps://abcpreachers.ning.com/profile/ReginaLittles
<a href="http://viewmorepics.myspace.com/index.cfm?fuseaction=viewImage&friendID=388043466&albumID=1621579&imageID=25023183"><img alt="" src="http://hotlink.myspacecdn.com/images02/104/74add031b54a4b859183f2c5cfa6e9b2/m.jpg"></img></a><br />
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Regina has been nominated for two categories!! Literary Blog of the Year and Publicist of the Year. Thank you to all my fans. Now the voting is on!! Cast your Vote for the 2010 African Americans on the Move Book Club, which will take place in Chicago. The voting starts NOW through March 15, 2010. You can only send in one vote per email to…
<a href="http://viewmorepics.myspace.com/index.cfm?fuseaction=viewImage&friendID=388043466&albumID=1621579&imageID=25023183"><img src="http://hotlink.myspacecdn.com/images02/104/74add031b54a4b859183f2c5cfa6e9b2/m.jpg" alt=""/></a><br />
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Regina has been nominated for two categories!! Literary Blog of the Year and Publicist of the Year. Thank you to all my fans. Now the voting is on!! Cast your Vote for the 2010 African Americans on the Move Book Club, which will take place in Chicago. The voting starts NOW through March 15, 2010. You can only send in one vote per email to aambcvoting@gmail.com to complete your vote.<br />
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Regina has dedicated the last 9 years in educating Americans about the dangers of credit and how you can be an Innocent Victim of CREDIT scams. She wrote three books in 2009. This up and coming young female author is making national news with her passion to wake up Americans. Show her support NAOFP!<br />
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The “The Trinity Collection“, is available online at <a href="http://www.reginalittles.com">www.reginalittles.com</a>. The books are currently available online at Barnes and Nobles, Books A Million, Walden Books and Amazon.com. The distribution partners include Ingram Book Company, Spring Arbor, Baker & Taylor, Barnes & Noble, NACSCORP and Amazon.com. It will be made available through UK and European distribution. The UK and European partners include Bertrams, Gardners Books, Blackwell’s Library Services, Coutts and Dawson, Holt Jackson, Paperback Bookshop, The Book Depository, Amazon.co.uk.,Canada, Amazon.ca and through Chapters-Indigo.<br />
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Read more about her and her services at <a href="http://www.reginalittles.com">www.reginalittles.com</a><br />
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The following links below are links to FREE education through her articles and youtube. Join her network and show support. Review her presskit at <a href="http://www.creditadviseforyou.ning.com">www.creditadviseforyou.ning.com</a><br />
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Facebook<br />
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<a href="http://www.facebook.com/home.php?#/regina.littles?ref=profile">http://www.facebook.com/home.php?#/regina.littles?ref=profile</a><br />
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Fan Club<br />
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<a href="http://www.creditadviseforyou.ning.com">http://www.creditadviseforyou.ning.com</a><br />
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You Tube<br />
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<a href="http://www.youtube.com/user/PASTnations">http://www.youtube.com/user/PASTnations</a><br />
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Orlando Personal Finance Examiner<br />
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<a href="http://www.examiner.com/x-10731-Orlando-Personal-Finance-Examiner~y2009m11d15-Know-Your-Rights-When-Being-Sued-In-Court-By-An-Attorney">http://www.examiner.com/x-10731-Orlando-Personal-Finance-Examiner~y2009m11d15-Know-Your-Rights-When-Being-Sued-In-Court-By-An-Attorney</a>October 15, 2009 Is National Check Your Credit "Check Up Day"tag:abcpreachers.ning.com,2009-10-04:916966:BlogPost:10287222009-10-04T01:10:36.000ZHardest Working Woman in Credithttps://abcpreachers.ning.com/profile/ReginaLittles
It's official!! You heard it first from The Hardest Working Woman in Credit. These companies are taking advantage of uneducated people. Your credit is important. I am declaring October 15, 2009 as National Credit "Check Up Day". Mark your calendars and do something productive. Invest in yourself and avoid the credit traps of society. It's time to correct the errors in your file and step up your credit GAME!<br />
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It is very important to make sure your file is REPORTED correctly and UPDATED. One…
It's official!! You heard it first from The Hardest Working Woman in Credit. These companies are taking advantage of uneducated people. Your credit is important. I am declaring October 15, 2009 as National Credit "Check Up Day". Mark your calendars and do something productive. Invest in yourself and avoid the credit traps of society. It's time to correct the errors in your file and step up your credit GAME!<br />
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It is very important to make sure your file is REPORTED correctly and UPDATED. One major error in reporting is the WAY accounts are reported. Make sure your ACCOUNTS are in the RIGHT section. For example, COLLECTIONS should be in that section. Installment accounts should be in that section of your file. The COLLECTION companies have completelygone MAD with putting your COLLECTION accounts in the INSTALLMENT section of your file. WAKE UP SAINTS. More tips are in the book “Innocent Victims” Avoid the credit traps.<br />
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Get the FACTS and the TRUTH "What THEY don't want you to know". God is about to turn things around. We have been getting robbed and our LEADERS seem to be feeding us the wrong information. Many have sided with the enemy itself.<br />
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Author of Innocent Victims<br />
The Hardest Working Woman In Credit-STEP UP YOUR GAME!<br />
More tips at www.creditadviseforyou.ning.comtag:abcpreachers.ning.com,2009-09-03:916966:BlogPost:9654532009-09-03T16:11:44.000ZHardest Working Woman in Credithttps://abcpreachers.ning.com/profile/ReginaLittles
<object width="560" height="340"><param name="movie" value="http://www.youtube.com/v/IyVKcLI3mD0&hl=en&fs=1&"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="never"></param><embed src="http://www.youtube.com/v/IyVKcLI3mD0&hl=en&fs=1&" type="application/x-shockwave-flash" allowscriptaccess="never" width="560" height="340"></embed></object>
<object width="560" height="340"><param name="movie" value="http://www.youtube.com/v/IyVKcLI3mD0&hl=en&fs=1&"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="never"></param><embed src="http://www.youtube.com/v/IyVKcLI3mD0&hl=en&fs=1&" type="application/x-shockwave-flash" allowscriptaccess="never" width="560" height="340"></embed></object>Credit Education (A myth exposed)tag:abcpreachers.ning.com,2009-08-30:916966:BlogPost:9594832009-08-30T19:45:40.000ZHardest Working Woman in Credithttps://abcpreachers.ning.com/profile/ReginaLittles
Some people think that just because you pay a bill on your credit file, it will improve your credit. This is not always the case. In fact, when you pay collection it will do more damage to your file. People tend to do the opposite in improving credit. Once a collection is put on your file the DAMAGE is done. You loose points the day it is reported to your file. Credit is like chess, you must learn to move at the right time. Since, credit is so complex, people tend to get misguided by others.…
Some people think that just because you pay a bill on your credit file, it will improve your credit. This is not always the case. In fact, when you pay collection it will do more damage to your file. People tend to do the opposite in improving credit. Once a collection is put on your file the DAMAGE is done. You loose points the day it is reported to your file. Credit is like chess, you must learn to move at the right time. Since, credit is so complex, people tend to get misguided by others. Especially, when it comes to buying a home. It is important to start working on your file a year, before you plan to buy a house.<br />
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Prevention is the key to success. Companies tend to sell your accounts after 90 days. So if you are behind on any bills, the goal is to PREVENT any collection activity.<br />
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Another unknown fact about credit is the 30 day late payment. This one late payment, will hunt you for seven years. We still have a long way to go to correct some of the deadly traps created years ago.<br />
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It's all a trap and a big game. You will learn all the little secrets about credit from someone who STUDIES credit. Paying your bills is only a small percent of your credit. Other key elements make up your entire score.<br />
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I don't want to make this too long, however education is the key. Like Malcom X stated years ago, we been HAD. Simply because of GREED and MONEY. Sadly, most credit seminars cost thousands of dollars and are the public cannot attend. They are usually by invitation ONLY and private membership.<br />
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Keep the faith and be blessed. Author of Innocent VictimsRead for married couples or Engaged couples/ (CreditTips/Traps)tag:abcpreachers.ning.com,2009-07-30:916966:BlogPost:8954552009-07-30T19:07:05.000ZHardest Working Woman in Credithttps://abcpreachers.ning.com/profile/ReginaLittles
Despite what you may have heard or read. I'm going to share some helpful tips for you. Contray to what someone may have told you etc.. It is NOT a good idea to get everything in BOTH of your names. Certain accounts like a home yes.. But you must be very careful when planning you finances as a married couple.<br />
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Our colleges do not teach us this information. You only find out by making the mistakes after the fact. My mission is to educate you about credit and how it can impact your life.…
Despite what you may have heard or read. I'm going to share some helpful tips for you. Contray to what someone may have told you etc.. It is NOT a good idea to get everything in BOTH of your names. Certain accounts like a home yes.. But you must be very careful when planning you finances as a married couple.<br />
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Our colleges do not teach us this information. You only find out by making the mistakes after the fact. My mission is to educate you about credit and how it can impact your life. Especially, when it comes to having GOOD CREDIT. If you are young and have not been impacted.. you may want to avoid the following mistakes.. If you have made them. there are ways to attack them and correct them..If you cannot get approved for that house or car, you may want to join my fan club. Also, get the book INNOCENT VICTIMS online at Barnes and Nobles. You can ask me questions and I will help you get on the RIGHT track through my fan club www.creditadviseforyou.ning.com<br />
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There are so many tips to avoid and I do not what to overwhelm you with credit Jargon. However, just know that your degree does you no good if you are not prepared for LIFE. You can get a good job and struggle day to day-pay check to paycheck.. even with a college degree.<br />
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What do you Avoid?<br />
Avoid creating DEBT together. Do not put everything in your NAME together. This is one of the biggest mistakes couple make. To be honest, I did it at age 18..<br />
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The other costly effect of getting everything together is that you could both suffer if the marriage does not work. You both will end up with bad credit, especially if both of you decide not to pay any of your accounts that you got together(while being married).<br />
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Make sure you know what your husband/wife may add you too aswell. Know the pros and cons and get in the game of life.. You can survive the game if you know the FACTS.<br />
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Author of Innocent Victims-A must read for ALL AmericansWorld Exclusive Interview for Innocent Victimstag:abcpreachers.ning.com,2009-07-25:916966:BlogPost:8865582009-07-25T19:25:30.000ZHardest Working Woman in Credithttps://abcpreachers.ning.com/profile/ReginaLittles
<a href="http://vids.myspace.com/index.cfm?fuseaction=vids.individual&videoid=61021803">WORLD EXCLUSIVE INTERVIEW INNOCENT…</a>
<a href="http://vids.myspace.com/index.cfm?fuseaction=vids.individual&videoid=61021803">WORLD EXCLUSIVE INTERVIEW INNOCENT VICTIMS</a><br/><object width="425px" height="360px"><param name="allowFullScreen" value="true"></param><param name="wmode" value="transparent"></param><param name="movie" value="http://mediaservices.myspace.com/services/media/embed.aspx/m=61021803,t=1,mt=video"></param><embed src="http://mediaservices.myspace.com/services/media/embed.aspx/m=61021803,t=1,mt=video" width="425" height="360" type="application/x-shockwave-flash" wmode="transparent" allowscriptaccess="never"></embed><param name="allowscriptaccess" value="never"></param></object>July Credit Tip ( A must read and need to know)tag:abcpreachers.ning.com,2009-07-21:916966:BlogPost:8799142009-07-21T18:27:32.000ZHardest Working Woman in Credithttps://abcpreachers.ning.com/profile/ReginaLittles
<a href="http://viewmorepics.myspace.com/index.cfm?fuseaction=viewImage&friendID=388043466&albumID=1621579&imageID=25727673"><img alt="" src="http://hotlink.myspacecdn.com/images02/81/8893c954236c45d29d4ab62b0146eb31/m.jpg"></img></a><br />
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Here's the tip for July. Make sure that all of your accounts are being reported correctly. To clarify this I mean all your CREDIT LIMITS are being reported.<br />
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Some times there is a system error that reports your CREDIT LIMIT as the HIGH LIMIT.. When this happens you loose points...<br />
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This is one of the things I see happening on alot of accounts..…
<a href="http://viewmorepics.myspace.com/index.cfm?fuseaction=viewImage&friendID=388043466&albumID=1621579&imageID=25727673"><img src="http://hotlink.myspacecdn.com/images02/81/8893c954236c45d29d4ab62b0146eb31/m.jpg" alt=""/></a><br />
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Here's the tip for July. Make sure that all of your accounts are being reported correctly. To clarify this I mean all your CREDIT LIMITS are being reported.<br />
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Some times there is a system error that reports your CREDIT LIMIT as the HIGH LIMIT.. When this happens you loose points...<br />
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This is one of the things I see happening on alot of accounts.. This is also a reason WHY your scores may be different. Although, different accounts are reported DIFFERENTLY to separate credit bureaus..your AVAILABLE CREDIT may not be reported correctly. This affects your credit score and many people are not WATCHING the actions of these companies and the credit bureaus..<br />
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Get in the game of credit and get the book Innocent Victims. God has blessed me with this research and knowledge and I want to give it to you. Be ready to resposition yourself for better loan products.. Stop being the VICTIM of unknown information as it relates to your CREDIT..<br />
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Author of Innocent Victims in stores NOW at Barnes and Nobles. Invest in your future and your childrens future. Early education and Prevention is the key to success with life challenges.<br />
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www.creditadviseforyou.ning.comJuly End of the month dealstag:abcpreachers.ning.com,2009-07-19:916966:BlogPost:8764952009-07-19T08:00:00.000ZHardest Working Woman in Credithttps://abcpreachers.ning.com/profile/ReginaLittles
From July 19-29, 2009<br />
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Wholesale book prices in bulk prices is available for small business, independant, private, and church bookstores. Please email me at advocate102@hotmail.com for more inquires.<br />
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Consulting rates are $50.00 off the regular price.See website for regular prices at www.reginalittles.com<br />
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Training classes can be found at www.creditadviseforyou.ning.com
From July 19-29, 2009<br />
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Wholesale book prices in bulk prices is available for small business, independant, private, and church bookstores. Please email me at advocate102@hotmail.com for more inquires.<br />
<br />
Consulting rates are $50.00 off the regular price.See website for regular prices at www.reginalittles.com<br />
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Training classes can be found at www.creditadviseforyou.ning.comAttention all credit card holders (Important Information) NEED TO KNOWtag:abcpreachers.ning.com,2009-07-19:916966:BlogPost:8761982009-07-19T00:42:08.000ZHardest Working Woman in Credithttps://abcpreachers.ning.com/profile/ReginaLittles
It is up to you to receive the information. I will debate credit any day to any one, however I am not here to prove a point. I am giving you knowledge to help you. Many of us pray and ask God to bless us and yet we don't know a blessing when we see one..<br />
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With that said, if you are a credit card holder with Carnival Seamiles, Juniper, or Barclays. This information is for you. If you are not and have received something similar in the mail by another company, you might want to take HEED.<br />
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The…
It is up to you to receive the information. I will debate credit any day to any one, however I am not here to prove a point. I am giving you knowledge to help you. Many of us pray and ask God to bless us and yet we don't know a blessing when we see one..<br />
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With that said, if you are a credit card holder with Carnival Seamiles, Juniper, or Barclays. This information is for you. If you are not and have received something similar in the mail by another company, you might want to take HEED.<br />
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The companies that make money and get rich off consumers are figuring out ways to do it, even in times of crisis. I recently received another letter from the company above regarding the CHANGE in terms of my account. This may or may not have had anything to do with the current behavior of my account..<br />
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However, when you get information/disclosures in the mail READ the information. Companies must send it to you by law. I have a similar blog about this you may want to read that as well.<br />
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I won't explain this in percent form because many people may not understand. My form of writing is a simplified version due to the nature and how important it is. Here goes...<br />
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If you are being charge 40.00 a month for a card and the company writes you and inform you that the card will now be 100.00 a month.. What are you going to do? Are you going to pay them the 40.00 or 100.00? Another other words, your interest rate could be 10% and jumps to 29%.<br />
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The letter states that I have the option to accept the higher amount(so they can make money off me) or close the account.. I have chosen to close it... Just think about it for minute.. If everyone decided to close their account in one day. That company would go out of business. Consumers are not standing together. Instead, fighting against each other, just as some families do.<br />
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NOW there is a catch and you will find this in my book. YOU ARE NOT SUPPOSED TO CLOSE CREDIT CARDS.. the reason is because you will loose points on that card.. When you know the game of credit you can reposition your self. Just as I am about to do. I am going to close the account because it is costing me way to much money.. the card is bad for me and will cost me.<br />
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On the flip side, I am going to get my points back from another lender....YOU win some and loose some. GET IN THE GAME...<br />
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Now Read INNOCENT VICTIMS of credit and get educated and play the game..<br />
Author of Innocent Victims...Join my fan club and stay in the loop..God did not give this to me for nothing.tag:abcpreachers.ning.com,2009-07-14:916966:BlogPost:8697052009-07-14T22:55:22.000ZHardest Working Woman in Credithttps://abcpreachers.ning.com/profile/ReginaLittles
A Silence Broken Campaign<br />
Keynote Educator: Regina Littles<br />
Author of Innocent Victims<br />
www.creditadviseforyou.ning.com<br />
www.reginalittles.com<br />
Orlando, Florida<br />
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For where two or three are gathered together in my name there am I in the midst of them<br />
Matthew 18:20<br />
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Romans 8:28 And we know that all things work together for good to them that love God, to them who are the called according to his purpose.<br />
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God did not give this to me for nothing.<br />
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Historically, consumers have made costly mistakes as it…
A Silence Broken Campaign<br />
Keynote Educator: Regina Littles<br />
Author of Innocent Victims<br />
www.creditadviseforyou.ning.com<br />
www.reginalittles.com<br />
Orlando, Florida<br />
<br />
For where two or three are gathered together in my name there am I in the midst of them<br />
Matthew 18:20<br />
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Romans 8:28 And we know that all things work together for good to them that love God, to them who are the called according to his purpose.<br />
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God did not give this to me for nothing.<br />
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Historically, consumers have made costly mistakes as it pertains to using credit. The myth often plague by consumers is that those mistakes cannot be repaired. Many times consumers seek help that is misguided by counselors who have bad credit themselves. One crucial element about credit is that we often think that our behaviors (own actions) cause us to have bad credit. It is important to know that we have been following the norm (the wrong advice) as it relates to credit.<br />
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It’s true that we as consumers play a vital role in our credit. However, based on my research about 15%-20% of your credit score it NOT your behavior. Some consumers may be experiencing some of those actions not related to your own behavior. For example, creditors pulling back (CREDIT). Your credit may be affect based on the amount of credit utilization on revolving accounts. A need to know information.<br />
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“What you don’t know could COST you”<br />
A new system of learning “The old way has got to go”<br />
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This nation was built on a foundation that has lost it’s way with greed. Take a stand today, for all INNOCENTS VICTIMS that may not come forth.<br />
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I got one thing to say and that is “Change Has Come”, to those who want to RECEIVE.<br />
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We live in a society where credit is the killer in our finances. Credit has been used a weapon and barrier for many people. The system that was created in the 1700’s is broken. We need a new system, for the American people.<br />
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I am calling on leaders, pastors, students, to come forth. This is not a discriminating factor. All Americans are victimized by this system.<br />
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Topics<br />
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How to turn your BAD loan around?<br />
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How to maintain your credit score and keep it moving up?<br />
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What do I pay first on my credit report?<br />
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Which accounts are giving me points?<br />
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Discover what information should NOT be on your credit file.<br />
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Credit information for married couples.<br />
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Prevent your account from going into 90 or more days late.<br />
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When was the last time you had a credit "check up"?<br />
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National Credit Check Up “Check your credit every three months”.<br />
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More understanding to “Why your credit has old information on it and what to do about it”?<br />
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Students Loans Assistance “Do you have duplicate student loans”.<br />
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Credit Errors “How many duplicate accounts do you have”?<br />
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More understanding to “ Why all your money going to interest”?<br />
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More understanding to “Why are saints struggling with debt”?<br />
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How to reposition yourself for “Change”?<br />
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How to avoid being a “Innocent Victim”?<br />
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The financial curse “What you don’t know could cost you”.<br />
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How to pay off debt “Save money on for retirement”?<br />
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Ordinary citizens dedicated to increasing knowledge, improving the economy, and breaking the financial barriers.<br />
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A new shift in education for leaders to LEAD our nation. Also, Help and Hope, to support Americans in Crisis<br />
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Join us as we learn more about the hidden secrets untold. How can we as true leaders collaborate efforts and build a stronger alliance as we continue to improve our economy?<br />
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My book is available at Barnes and Nobles as well as other locations around the world. More information can be found in the press kit below.<br />
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http://urbanvision.net/regina/presskit.pdf<br />
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Thank you for your support and Spread the word about the book Innocent Victims. We all need to be aware of the dangers of credit traps.<br />
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Booking Manager<br />
Author Veryl Howard “God Is Your Ticket Out Of The Getto”<br />
910-644-1824Workshop on Credit Awarenesstag:abcpreachers.ning.com,2009-07-12:916966:BlogPost:8653992009-07-12T03:07:14.000ZHardest Working Woman in Credithttps://abcpreachers.ning.com/profile/ReginaLittles
<a href="http://viewmorepics.myspace.com/index.cfm?fuseaction=viewImage&friendID=388043466&albumID=1621579&imageID=25890683"><img src="http://hotlink.myspacecdn.com/images02/80/0efd327128ad4f50a47aa06328f1f6cd/m.jpg" alt=""/></a>
<a href="http://viewmorepics.myspace.com/index.cfm?fuseaction=viewImage&friendID=388043466&albumID=1621579&imageID=25890683"><img src="http://hotlink.myspacecdn.com/images02/80/0efd327128ad4f50a47aa06328f1f6cd/m.jpg" alt=""/></a>Innocent Victims In Stores at Barnes Nobles/Amazontag:abcpreachers.ning.com,2009-07-11:916966:BlogPost:8649732009-07-11T23:31:11.000ZHardest Working Woman in Credithttps://abcpreachers.ning.com/profile/ReginaLittles
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<object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" id="Slideshow" width="450" height="340"><param name="movie" value="http://lads.myspace.com/slideshow20/p.swf"></param><param name="allowfullscreen" value="true"></param><param name="allowscriptaccess" value="never"></param><param name="allownetworking" value="all"></param><param name="wmode" value="transparent"></param><param name="flashvars" value="aid=1656123&sid=retro&creationTime=1247350012000&uid=388043466&pr=3"></param><embed name="player" src="http://lads.myspace.com/slideshow20/p.swf" width="450" height="340" allowscriptaccess="never" wmode="transparent" flashvars="aid=1656123&sid=retro&creationTime=1247350012000&uid=388043466&pr=3"></embed></object>Leaders of the Churchtag:abcpreachers.ning.com,2009-07-09:916966:BlogPost:8614572009-07-09T23:07:27.000ZHardest Working Woman in Credithttps://abcpreachers.ning.com/profile/ReginaLittles
The lord has placed this on my heart tonight. I pray this comes out the way it is intended. You are LEADERS, and your members look to you for guidance. We are living in times where everyone is desperate. Desperate to do anything. Please to do not sell your self to the devil. God gave us all common sense. Use your judgement when leading Gods children. If you don't know something, pray about it. Do not let people come into your church and TAKE from members who are already struggling.<br />
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As I surf…
The lord has placed this on my heart tonight. I pray this comes out the way it is intended. You are LEADERS, and your members look to you for guidance. We are living in times where everyone is desperate. Desperate to do anything. Please to do not sell your self to the devil. God gave us all common sense. Use your judgement when leading Gods children. If you don't know something, pray about it. Do not let people come into your church and TAKE from members who are already struggling.<br />
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As I surf the internet tonight and read varies emails about many products/business ventures, my spirit crys. Saints seem to always be targeted and the devil will continue to chip away at us. We fall and get back up every time.<br />
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Stand strong during these times and beware of evil. Be very careful who you partner with or make business decesions with. Wait on the lord.<br />
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My official press kit is below. You may have to copy and paste.<br />
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http://urbanvision.net/regina/presskit.pdf<br />
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You may contact me at advocate102@hotmail.com or 1nation4change@gmail.com<br />
<br />
Outspoken Reality/Author of Innocent Victims<br />
The courage of a lion<br />
www.creditadviseforyou.ning.comPress Kit For The Book Innocent Victimstag:abcpreachers.ning.com,2009-06-26:916966:BlogPost:8376332009-06-26T15:00:00.000ZHardest Working Woman in Credithttps://abcpreachers.ning.com/profile/ReginaLittles
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To all my family and friends:<br />
<br />
My official press kit is below. You may have to copy and paste.<br />
<br />
http://urbanvision.net/regina/presskit.pdf<br />
<br />
.<br />
I pray that you will be blessed and remember to keep god first. Feel free to visit my fan page www.creditadviseforyou.ning.com and support change in 2009.<br />
<br />
Spread the word about Innocent Victims to your…
<a href="http://viewmorepics.myspace.com/index.cfm?fuseaction=viewImage&friendID=388043466&albumID=1621579&imageID=25023183"><img src="http://hotlink.myspacecdn.com/images02/104/74add031b54a4b859183f2c5cfa6e9b2/m.jpg" alt=""/></a><br />
<br />
To all my family and friends:<br />
<br />
My official press kit is below. You may have to copy and paste.<br />
<br />
http://urbanvision.net/regina/presskit.pdf<br />
<br />
.<br />
I pray that you will be blessed and remember to keep god first. Feel free to visit my fan page www.creditadviseforyou.ning.com and support change in 2009.<br />
<br />
Spread the word about Innocent Victims to your family, friends, and support my mission. The book is available now at Barnes and Nobles. More detail about where the book will be sold in stores is in the press kit about.<br />
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Forward to your family and contact<br />
<br />
Author of Innocent VictimsThe Book Innocent Victimstag:abcpreachers.ning.com,2009-06-11:916966:BlogPost:7962472009-06-11T00:06:45.000ZHardest Working Woman in Credithttps://abcpreachers.ning.com/profile/ReginaLittles
Innocent Victims takes you on a journey where you become more aware about your surrounding as to what’s really happening in credit world. Millions of people are working for nothing and sometimes when the realize it, it’s too late. We hear all the time, the key to financial wealth is homeownership, but the key is understanding CREDIT. Without credit, consumers will find themselves up side down, due to high interest loans.…
Innocent Victims takes you on a journey where you become more aware about your surrounding as to what’s really happening in credit world. Millions of people are working for nothing and sometimes when the realize it, it’s too late. We hear all the time, the key to financial wealth is homeownership, but the key is understanding CREDIT. Without credit, consumers will find themselves up side down, due to high interest loans.<br />
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<a href="http://viewmorepics.myspace.com/index.cfm?fuseaction=viewImage&friendID=388043466&albumID=1589958&imageID=24443527"><img src="http://hotlink.myspacecdn.com/images02/109/4f9051f49e3648ba88c41de24db28096/m.jpg" alt=""/></a><br />
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Consumer Credithas become the crux of our economic crisis. Many people have put the blame on the individuals for taking out loans that they could not afford, but the true responsibility falls on the heads of the lending industry who intentionally gave out loans to consumers that they knew couldn’t afford them. This book was written to expose the truth behind the greed of the lending industry and how they tend to prey on uninformed consumers. My goal is to reveal the deception behind poor lending practices that often result in an overwhelming amount of debt and financial slavery for the borrower. Most consumers tend to purchase high ticket items and get buried under piles and piles of debt without fully understanding the terms of the loans that they sign off on.<br />
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The lack of financial education couldn’t be more evident than now where foreclosed homes are at an all time high and consumers filing for bankruptcy have superseded any record ever, in our Country’s history! It’s not ironic that the release of this book comes at a time where our Nation and the World has supported the cry for “CHANGE”. For nearly eight years, I’ve tried to get Innocent Victims on the shelves, but realized that this was the perfect season for its release. The election of 2008 has been noted as one of America’s greatest historic events, and it is with great joy that I stand as an advocate with our Presidents call to action for each one of us to do our part in the process. As a analyst in Consumer Credit, I want to make sure that I touch as many lives as possible with this information to help individuals learn how to protect their future from shark lending practices, and become educated about the proper use of credit.<br />
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It is my hope that this book circulates amongst many generations, educating adults and children alike. If our children are educated early about the proper use of credit and the importance of protecting their names, then we could see a greater outcome of success for their future and their financial positions. Innocent Victims is an eye opener for many people of all ages. If you have had a challenging encounter with your credit so far and wish to totally reposition yourself, then Innocent Victims will position you to never become the victim again! And if you are a newbie on the credit scene, and are taking precautionary actions to ensure that you are never the victim, then you have made a wise choice as I will educate you on how creditors view your credit profile, and the misleading information given to consumers to lure them into the traps of financial slavery.Where do I start with credit errors on my file? What you cannot control (Part 1)tag:abcpreachers.ning.com,2009-05-26:916966:BlogPost:7477672009-05-26T00:03:25.000ZHardest Working Woman in Credithttps://abcpreachers.ning.com/profile/ReginaLittles
What you cannot control (Part 1)<br />
1. First you want to start by finding all the errors in your file. This means that you will have to have a CURRENT COPY of your file. Your file changes daily and you should NOT dispute off an old file. This is why having a monitoring service is so important.<br />
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2. Write them down on a sheet of paper or type them up.<br />
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3. Dispute each account with the Credit Bureaus and wait for them to respond.<br />
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4. Keep records of all your disputes and any communication via…
What you cannot control (Part 1)<br />
1. First you want to start by finding all the errors in your file. This means that you will have to have a CURRENT COPY of your file. Your file changes daily and you should NOT dispute off an old file. This is why having a monitoring service is so important.<br />
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2. Write them down on a sheet of paper or type them up.<br />
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3. Dispute each account with the Credit Bureaus and wait for them to respond.<br />
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4. Keep records of all your disputes and any communication via correspondence.<br />
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5. Write the company who is reporting your file to the credit bureau. This is the step that is very important. Often times, the credit bureau will not investigate your dispute and leave you to do all the work. This is a big problem in the system. The credit bureau will leave you hanging to deal with the creditor who is already reporting the information wrong. The reason you want to write the collection company is because “you” want to create a paper trail that you have made every attempt in correcting your file.<br />
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6. After about four attempts working with the creditor bureau and collection company, it’s time to file a complaint. It is sad, but if you don’t file a complaint, there is no way for the federal government to know that these companies are not following the guide lines in reporting.<br />
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7. You cannot control unpaid bills on your credit file UNLESS they are reported wrong which is what happens 90% of the time. These companies are getting away with this and YOU, the consumer is letting them. Unpaid bills will remain on your file for seven years, EVEN when you pay the bill. Again, there is no way to get a legal unpaid bill off your file UNLESS, it is reported incorrectly.<br />
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8. Consumers must learn to identify the illegal reporting of each bad account. Your account can be reported wrong by date open, amount owed, etc. Consumers should look for old documents to help them identify important dates and how much your bill (AMOUNT OWED) really is.<br />
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What you can control (Part 2) is located on my BLOG network www.creditadviseforyou.ning.comMy Prayer Todaytag:abcpreachers.ning.com,2009-05-03:916966:BlogPost:6751892009-05-03T17:31:09.000ZHardest Working Woman in Credithttps://abcpreachers.ning.com/profile/ReginaLittles
Heavenly Father,<br />
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I give praise to you today for everything you have taught me in your word.<br />
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I give praise for you encouraging me to step out on faith.<br />
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I give praise for you keeping my family safe.<br />
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I give praise for you waking my up this morning in my right mind.<br />
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Lord, I repent for all my sins and ask that you forgive me.<br />
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Lord, I ask that you forgive all the sinners across the world.<br />
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Lord, I ask you to guide me, as I take on this battle.<br />
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Lord, help me to stand on your word and do your…
Heavenly Father,<br />
<br />
I give praise to you today for everything you have taught me in your word.<br />
<br />
I give praise for you encouraging me to step out on faith.<br />
<br />
I give praise for you keeping my family safe.<br />
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I give praise for you waking my up this morning in my right mind.<br />
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Lord, I repent for all my sins and ask that you forgive me.<br />
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Lord, I ask that you forgive all the sinners across the world.<br />
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Lord, I ask you to guide me, as I take on this battle.<br />
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Lord, help me to stand on your word and do your will.<br />
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Lord, I pray that you send the right angels here to be spiritually feed in their finances.<br />
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Amen.<br />
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Lord, you said in Ephsians 6:11,12. Put on the full armor of god so that you we can stand against the tactics of the devil. For our battle is not against flesh and blood, but against the rulers, against the authorities, against the world powers of this darkness, against the spirtual forces of evil in the heavens.<br />
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Saints and leaders pray for me as I open my mouth to what is NOT known to our sisters and brothers all over the land.<br />
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<br />
Outspoken Reality<br />
<br />
www.creditadviseforyou.ning.com