African Americans are nearly three times more likely to get “high-cost” loans than their white and Asian counterparts. Latinos were two times more likely to get high-cost loans than whites and Asians. High-cost loans are home loans that carry interest rates at least three percentage points above the U.S. Treasury standard. Higher interest rates mean higher mortgage payments.

Twenty years ago, blacks were No.1 in U.S. minority business ownership. Not anymore. Now, Hispanics are first, Asians, Koreans, Japanese, Chinese, South Asians, Pacific Islanders & Indians or second and blacks or third. What's more Asians business are bigger, with on average, annual revenue of $336,200 vs. $155,200 for Hispanic companies and $86,500 for black-owned companies.That has helped make Asians households wealthier with a annual median income of $55,521-higher than all others, including whites.

If you ever walked around a University or college community searching for a place to dine, you will find many Chinese, Korean, Japanese & now, Indian restaurants to dine from, all on the same block or close to one another. I saw an Asian restaurant I than walked around the corner and there was another Asians restaurant. I was searching for something close to a soul food restaurant in the area. I thought because of the many black students I passed by surely there was one in the area.
Than I thought about it, there's no such thing as black food just black culture, unless your in a community that's black or at a [HBCU] Historic Black College & Universities you want find any soul food restaurants to dine at. I think none- African Americans are turned off of soul food because this generation is on a health kick.

Do all minorities suffer the same history of institutional discrimination that have prevented minorities from attending certain schools and therefore receiving a fair education?

By the way, they have a new name for African Americans attending college & Universities their called low income students. The name is pretty old among white, Asian & Indian students.

Read the short MIT Minority Community at the bottom. There is no mention of Asian American students. I had the chance to visit MIT several times and I know for a fact MIT have some Asian students attending. MIT is just like UCLA & most universities & colleges in America & the UK minority of majority of students there are Asians, Koreans, Japanese, Chinese, South Asians, Pacific Islanders & Indians.
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http://www.mitadmissions.org/topics/life/the_mit_minority_community/
We are committed to educating the best and the brightest students that the world has to offer, period. And no surprise - many of these students happen to be students of color. There are many African American, Latino and Native American students enrolled at MIT, hailing from all over the US and US Territories, (such as Puerto Rico and the US Virgin Islands). Additionally, we have many international students, from nearly every continent - all of whom contribute to the racial, cultural and ethnic diversity of our community.
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If you take a look at the African American admissions numbers at UCLA you will see a huge drop occurring at the undergraduate level & graduate level in all departments, where representation of African Americans has now fallen below 5% in many of the major graduate programs.

UCLA is not the problem in America, unfortunately, like many colleges & universities seek and accept students with 4.0 GPAs and SAT scores near 1400. Today, many 3.5-4.0 GPA African American students are turned away from many colleges & universities.Some of these students have strong academic credentials but are not Sanskrit. Sanskrit is a word meaning ‘Aryan’. Aryan means people from northern India, Asia, European, Indo-European, Indo-Iranian,. Nordic and Germanic peoples.

I looked this up and found out that 45% of all Asian American adults have at least a college degree, the highest of all the major racial/ethnic groups. It's also common for Asian American students to have the highest test scores and/or GPAs within any given high school, college or University.
Not only that most Chinese, Korean, Japanese & Indian Americans who attend college have the the cultural stereotype that "all Asians are smart." A stereotype African Americans can not seem to make stick to our race not even with an African American President in office.

Yours truly,
Anthony Smith

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I think it has alot to do with culture. With businesses Asians are more likely to support each other businesses, and they often choose to build within their own enclaves. African americans on the other hand tend to not be as supportive of their own businesses(Feeling that blacks are ripping them off if the mom and pop stores have higher prices than the walmarts of the world).

As far as education goes, that too can be traced back to the community(or lack thereof). Asians who become successful more or less still are very active in their respective communities(even when they dont live there). They provide examples of what education can do for you, and generally inspire the kids to achieve a high level of education too. African americans on the other hand tend to move out of their communties when they reach such success. This leaves the kids in that community with only negative influences(Drugdealers and pimps) yet they cant see these types as bad influences because these are the ones who stay in the community with their monetary success and they wont turn their nose up at them the same way the educated african american who runs towards white neighborhoods would.

The common denominator is COMMUNITY
VERY TRUE, BUT, SURELY, TO DATE, AFRICAN AMERICANS DON'T HAVE THE SAME OPPORTUNITIES A FOREIGN BUSINESS MAN HAVE. I HOPE I DON'T SOUND LIKE I'M CRYING ABOUT THIS. BECAUSE YOU DO HAVE TO CREATE YOUR OWN OPPORTUNITIES IN LIFE. YOU ARE ALSO CORRECT, THEIR IS A LACK OF SUPPORT AND TRUST IN THE AFRICAN AMERICAN COMMUNITY, I THINK FOREIGN BUSINESSMAN CREATE MORE OPPORTUNITIES FOR FAMILY MEMBERS & THEIR COUNTRY & SEEM TO BE MORE UNITED AS A RACE IN THE UNITED STATES AND IT SEEM EDUCATION IS THE KEY FOR THEM. IT'S NO SECRET, MANY AFRICAN AMERICANS BELIEVE ONCE THEY REACH A CERTAIN LEVEL OF WEALTH UNITING WITH FAMILY MEMBERS ONLY LEAVE THEM SELF OPEN TO BE USED, AND INSIDE THEY LOOK AT THE BLACK COMMUNITY DIFFERENT AND IT'S NO SECRET, HIGHER LEARNING SOUNDS GOOD IN A PUBLIC SETTING IN THE BLACK COMMUNITY, BUT IN A INDIVIDUAL HOUSE HOLD HIGHER LEARNING IS NOT VALUED THE SAME AS A FOREIGNERS OR WHITES.

I'M GOING TO GO OFF THE SUBJECT A LIL' BUT TAKE SOMETHING AS LIL' AS DATING.

FOREIGN STUDENTS UNDERSTAND AMERICAN UNIVERSITIES ARE NOT THAT DIVERSE MOST WHITE STUDENTS ARE FROM UPPER-MIDDLE CLASS AND LACK DIVERSITY, THE BLACKS THEY KNOW ARE FROM UPPER MIDDLE CLASS, AND ARE SMALL IN NUMBERS, SO ACCEPTING THEM AS EQUAL ISN'T THAT HARD. BUT TAKE A SUBJECT LIKE DATING, I TRAVELED AROUND THE COUNTRY, I VISITED A LOT OF UNIVERSITIES AND I SEEN MOSTLY WHITE MALES ACCEPTED BY ALL RACES AS SMART, I SEEN WHITE MALES DATING WHITE, BLACK & FOREIGN WOMEN [ASIAN & INDIAN]. I SEEN VERY FEW ASIAN OR INDIAN MEN DATING OUTSIDE THEIR RACE, BUT MAKE NO MISTAKE THEIR ACCEPTED AS EQUALS TO THE WHITE STUDENTS, MOSTLY I SEEN ASIAN & INDIAN MEN STUDYING DAY & NIGHT. I SEEN A FEW, AND I MEAN VERY FEW, BLACK MALES ON CAMPUS AND BLACK WOMEN DIDN'T RESPECT, UNDERSTAND OR CARED TO KNOW A BLACK MALE HANGING AROUND CAMPUS STUDYING, UNLESS THEY COULD AFFORD TO BE THEIR OR UNLESS THEY PULLED UP IN A LUXURY CAR WITH BIG RIMS & WAS SELLING SOMETHING TO STUDENTS.

My point, foreign males figured if they study hard enough and let white males indulge in their women they will be superior to the white race, which means any one else who is inferior to white folks are less important, they have less value or merit on university, college campuses & in business unless that business is sports, music & fashion. Internationally they could help their country economic problem & have business partners in the United States through they contacts they met in college while going to school in America they can get their poor family members passports help them open up a mom & pop store in a area nobody care about them making a large amount of money and that area is the black community. While slowly buying up a large amount of corporate America countries like China are the fastest growing holder of foreign exchange reserves.

Yours truly,
Anthony Smith
Very true.

Education is the key.

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